For Large employers (50+ in NJ and 100+ in NY), FFP Benefits represents all carriers in the tri-state area. Larger employers will tend to see a much different type of proposal for benefit coverage.
Claims experience may factor into costs. Employers can also choose to pay premiums from fully insured, partial self-funded, full self-funding, or Level Funding with year-end dividends with low claims.
FFP Benefits has extensive experience working with all large company plan designs.
We specialize in a wide variety of plans and lines of coverage, including: