For Large employers (50+ in NJ and 100+ in NY), FFP Benefits represents all carriers in the tri-state area. Larger employers will tend to see a much different type of proposal for benefit coverage.

Claims experience may factor into costs. Employers can also choose to pay premiums from fully insured, partial self-funded, full self-funding, or Level Funding with year-end dividends with low claims.

FFP Benefits has extensive experience working with all large company plan designs.



We specialize in a wide variety of plans and lines of coverage, including:

  • Medical Insurance
  • Dental Insurance
  • Disability Insurance
  • Life Insurance
  • Vision Insurance
  • Accident/Worksite Plans
  • Compliance
  • Technology/Online Services